Accident and Injury Experts

Blogs – Page 4 – Accident and Injury Experts

In addition to physical injuries, car accidents can also result in psychological trauma. Victims may experience feelings of anxiety, depression, or post-traumatic stress disorder (PTSD) following a car accident. These emotional effects can have a significant impact on an individual’s quality of life and ability to function in daily activities. It is essential to recognize the psychological impact of car accidents and seek appropriate treatment when necessary.

Identifying Psychological Symptoms

Some common psychological symptoms experienced after a car accident include:

  • Intrusive memories or flashbacks of the accident
  • Persistent feelings of fear, anxiety, or sadness
  • Difficulty sleeping or nightmares
  • Loss of interest in activities previously enjoyed
  • Irritability or mood swings
  • Feelings of guilt or self-blame
  • Avoidance of situations that remind the victim of the accident

If you experience any of these symptoms following a car accident, it is important to seek help from a mental health professional. Timely intervention can help prevent long-term psychological complications and improve overall well-being.

Comprehensive Care at the Center for Interventional Pain Management

At the Center for Interventional Pain Management, Dr. Padda and his team provide comprehensive care for patients who have been involved in major accidents. They understand the unique challenges faced by car accident victims and are committed to helping patients regain their health and quality of life.

Personalized Treatment Plans

Dr. Padda takes the time to listen to each patient’s concerns and thoroughly assess their condition. By ordering the appropriate confirmatory tests, he can make an accurate diagnosis and develop a personalized treatment plan tailored to the patient’s specific needs. This approach ensures that patients receive the most effective care for their injuries.

Advanced Treatment Options

The Center for Interventional Pain Management offers a range of advanced treatment options to address the various injuries and complications resulting from car accidents. These may include injections, rehabilitation exercises, and prescription pain medications, among others. By employing the latest advancements in pain management, Dr. Padda and his team can help patients achieve lasting relief from their pain and improve their overall well-being.

Conclusion

Car accidents can have lasting physical and psychological consequences for those involved. Seeking timely medical care from a qualified injury and accident doctor, like Dr. Padda at the Center for Interventional Pain Management, is crucial to ensuring proper diagnosis and treatment of injuries. By being proactive in seeking medical care and recognizing the signs that indicate the need for attention, individuals involved in car accidents can improve their chances of a successful recovery and receive the compensation they deserve.

References

Footnotes

  1. Psychological Effects of Car Accidents – Verywell Mind
  2. Pain Management After a Car Accident – Revive MD

Injured in an accident? Contact Accident and Injury Experts to have your pain evaluated, or call (314) 887-5866.

Introduction

In personal injury cases, insurance companies play a significant role in determining compensation for victims. However, it has become evident that these companies often discriminate against poor and minority plaintiffs. This article will explore the ways insurance companies have been found to discriminate against these vulnerable populations, highlighting legal references and historical examples to emphasize the importance of addressing these injustices.

Historical Context: The Role of Bad Science and Discriminatory Policies

A. Bad Science and Discrimination in Insurance

Historically, insurance companies have used bad science to justify discriminatory practices. For example, a Prudential statistician’s efforts to prove the genetic inferiority of the black race were used to justify the company’s discriminatory policies. The public largely accepted the statistical explanation for unequal coverage, with race being treated as just another variable like occupation or geographic location.

B. The Use of Risk Calculation to Justify Discrimination

Insurance companies have also used risk calculation as a tool to discriminate against poor and minority plaintiffs. By labeling these populations as “high risk,” insurance providers have justified charging higher premiums or denying coverage altogether.

Discriminatory Practices in Personal Injury Cases

A. Unfair Risk Classification

One way insurance companies discriminate against poor and minority plaintiffs in personal injury cases is through unfair risk classification. In some instances, subtle forms of discrimination remain in access to insurance and risk classification. Ideally, rates should be based on actuarially sound estimates of expected future costs associated with an individual risk transfer, meaning similar risks should pay the same. However, these classifications can be unfairly influenced by factors such as race or socioeconomic status.

B. Insurance Credit Scoring

Insurance credit scoring is another discriminatory practice used by insurance companies. This method penalizes consumers for rational behavior, such as shopping around for insurance, and disproportionately affects low-income and minority plaintiffs who may have less access to credit or lower credit scores.

C. Prior Authorization and Medical Treatment Interference

Insurance companies may also interfere in medical treatment through the practice of “prior authorization”. This process requires a doctor to obtain approval from the insurance provider before administering specific treatments or medications. This interference can disproportionately affect minority and low-income plaintiffs who may have limited access to healthcare and rely on insurance coverage for essential treatments.

The Legal Framework: Addressing Discrimination in Insurance Practices

A. The Commerce Clause

The Commerce Clause of the U.S. Constitution (Article I, Section 8) authorizes Congress to regulate commerce with foreign nations and among the several states. This clause has traditionally been interpreted as a source of Congress’s regulatory power over the U.S. economy, which includes the insurance industry.

B. Legal Challenges and Policy Reforms

Efforts to combat discrimination in the insurance industry have been made by regulators, state legislators, and members of Congress, leading to the elimination of many forms of direct unfair discrimination. However, addressing the more subtle forms of discrimination that remain in risk classification and access to insurance is an ongoing challenge.

C. Potential Legal Remedies and Policy Changes

To address the discriminatory practices of insurance companies in personal injury cases, several legal remedies and policy changes can be considered. These may include: Strengthening anti-discrimination laws and regulations to ensure that risk classifications are based solely on actuarially sound factors, not race, ethnicity, or socioeconomic status. Prohibiting the use of credit scores in determining insurance rates or coverage, as this practice disproportionately affects minority and low-income plaintiffs. Implementing stricter oversight and regulation of insurance company practices, including prior authorization and other forms of interference in medical treatment.

Conclusion

Discrimination against poor and minority plaintiffs in personal injury cases by insurance companies is an unfortunate reality. Through a combination of historical context, risk classification, credit scoring, and interference in medical treatment, these vulnerable populations often face greater challenges in obtaining fair compensation for their injuries. Legal references and historical examples demonstrate the need for further action to combat these discriminatory practices. By implementing legal remedies and policy changes, such as strengthening anti-discrimination laws, prohibiting the use of credit scores in determining insurance rates, and implementing stricter oversight of insurance company practices, we can work toward a more equitable and just insurance industry for all.

Whiplash injuries and neck pain are common consequences of car accidents, even when there appears to be minimal or no damage to the vehicle. In this article, we’ll explore the nature of whiplash injuries, the factors that contribute to them, and the importance of seeking appropriate medical care. We will also discuss the potential challenges when dealing with insurance companies and how to recognize red flags in your symptoms.

Understanding Whiplash Injuries

Whiplash is an injury that occurs when the neck experiences a rapid back-and-forth movement, often resulting from a car accident, especially rear-end collisions. This sudden motion can cause damage to the soft tissues in the neck, including muscles, ligaments, and nerves.

Symptoms of Whiplash

The symptoms of whiplash may develop within days of the injury and can include:

  • Neck pain and stiffness
  • Worsening of pain with neck movement
  • Loss of range of motion in the neck
  • Headaches, often starting at the base of the skull
  • Shoulder, upper back, or arm pain
  • Tingling or numbness in the arms

Less common symptoms may include dizziness, blurred vision, and constant tiredness.

Diagnosing Whiplash

Diagnosing whiplash involves a complete medical history and physical examination. Additional tests may be necessary to rule out other conditions and assess the extent of the injury. Many whiplash injuries involve damage to soft tissue that cannot be seen on X-rays.

Vehicle Damage Doesn’t Always Reflect Occupant Injuries

It’s important to recognize that the extent of vehicle damage doesn’t always correlate with the severity of injuries sustained by the occupants. Even in low-impact collisions, the forces involved can be enough to cause whiplash and other injuries. This is especially true in rear-end collisions, where the sudden acceleration and deceleration can transfer significant energy to the neck.

Additionally, certain factors can make individuals more prone to whiplash injuries, including being hit from behind, being a woman, being younger, and having a history of neck pain. This further emphasizes the need for proper medical evaluation and care, regardless of the vehicle damage.

Insurance Companies and Whiplash Injuries

Insurance companies may be skeptical of claims involving whiplash injuries in accidents with minimal vehicle damage. They may argue that the lack of visible damage to the car implies that the occupants were not injured or that their injuries are less severe than claimed. This can create challenges for those seeking compensation for their injuries and medical expenses.

It’s crucial to understand that the lack of vehicle damage does not mean the occupants were not injured. It’s essential to seek proper medical care and document your injuries to support your claim. A qualified injury and accident doctor, such as Dr. Padda at the Center for Interventional Pain Management in St. Louis, MO.

Red Flags to Look Out For

After a car accident, it’s crucial to be aware of any red flags indicating a potential whiplash injury. Some common symptoms include:

If you experience any of these symptoms following a car accident, it is vital to seek medical attention as soon as possible. Delaying treatment can lead to complications and a longer recovery time.

The Role of the Center for Interventional Pain Management

Seeking care from a qualified injury and accident doctor, such as Dr. Padda at the Center for Interventional Pain Management in St. Louis, MO, is crucial for the accurate diagnosis and appropriate treatment of whiplash injuries. Dr. Padda and his team have extensive experience in treating patients who have been involved in major accidents, often helping them navigate the complex world of insurance claims and medical treatment.

By paying close attention to the patient’s symptoms and ordering the right confirmatory tests, Dr. Padda is able to make the correct diagnosis and develop a tailored treatment plan that addresses the specific needs of each patient. This personalized approach has proven to be highly effective in resolving pain and improving the overall quality of life for patients suffering from whiplash injuries.

Conclusion

Whiplash injuries and neck pain can have a significant impact on a person’s life, even in cases where the vehicle involved in the accident appears to have minimal or no damage. It’s essential for individuals involved in car accidents to seek medical attention promptly, regardless of the extent of vehicle damage. Insurance companies may try to discount claims in such cases, but the expertise of specialists like can help patients obtain the appropriate care and treatment they need to recover fully from their injuries. If you or a loved one has been involved in a car accident and is experiencing symptoms of whiplash, don’t hesitate to contact the Center for Interventional Pain Management to schedule a consultation and begin the journey toward recovery.

Injured in an accident? Contact Accident and Injury Experts to have your pain evaluated, or call (314) 887-5866.

It’s essential to comprehend the intricacies of whiplash injury and how a specialized doctor can aid in recovery if you’re looking for one. Whiplash injuries are often misunderstood, with many patients experiencing long-term pain and discomfort if not treated properly.

In this blog post, we’ll delve into what whiplash injury is and its common symptoms. We will discuss why seeing a specialized whiplash injury doctor is essential for proper diagnosis and treatment. Additionally, we’ll provide guidance on finding the right medical professional for your needs.

Lastly, we’ll explore the benefits of receiving expert care from a qualified physician who specializes in treating whiplash-associated disorders. Stay tuned to learn more about navigating your path toward recovery.

What is Whiplash Injury?

Whiplash injury is a common yet often misunderstood type of neck injury that occurs when the head and neck experience sudden, forceful movement. This typically happens during car accidents, especially rear-end collisions. The head and neck may be abruptly subjected to jerky, forceful motion which can cause harm to the muscles, tendons and other soft tissues in the cervical region.

Other than car accidents, whiplash injuries can be caused by sporting activities or physical assaults. It’s crucial for anyone who has experienced a traumatic event involving their head and neck to seek medical attention from a qualified whiplash injury doctor.

Causes of Whiplash Injury

  • Rear-end car collisions: As mentioned earlier, this is the most common cause of whiplash injuries due to the abrupt forward and backward movement of your head during an accident.
  • Sports activities: Contact sports like football or hockey may lead to whiplash if players collide at high speeds or receive direct blows to their heads.
  • Falls: A fall where you land on your head or upper body could result in a similar whipping motion causing whiplash symptoms.
  • Physical assault: In some cases, being violently shaken by another person can lead to this type of injury as well.

Risk Factors for Whiplash Injuries

A few factors may increase your risk for sustaining a whiplash injury, including:

  1. Having a history of neck or back problems
  2. Participating in high-impact sports
  3. Frequent driving or commuting in heavy traffic areas where accidents are more likely to occur
  4. Being involved in previous car accidents that resulted in whiplash injuries

If you believe a whiplash injury has been sustained from any of the above causes, it is essential to consult with an experienced medical specialist in this type of trauma for tailored treatment options. The team at the Center for Interventional Pain Management can provide expert care and treatment options tailored specifically for your needs.

Whiplash injury is a common neck strain caused by sudden, forceful movement of the head and neck. It’s critical to obtain medical care for a correct diagnosis and treatment if whiplash is not dealt with, as it can be excruciating and incapacitating. Next, we will look at the symptoms of whiplash injury that may indicate you have this condition.

Key Takeaway: This paper offers an exhaustive examination of whiplash harm, including its potential causes and associated hazards. Any person who has experienced whiplash should get medical help from a professional in the field to make sure they obtain optimal care. With expert care and tailored options available at the Center for Interventional Pain Management, anyone can be on their way to recovery in no time.

2. Symptoms of Whiplash Injury

Noticing the symptoms of whiplash injury following a car accident is essential in order to get timely treatment and avoid further issues. Recognizing these signs early on will help you seek appropriate medical attention and prevent further complications.

  • Neck pain and stiffness: One of the most prevalent symptoms is neck pain, which can range from mild discomfort to severe agony. The muscles and ligaments in your neck might become strained or torn due to sudden movement during an accident.
  • Headaches: Headaches are another common symptom associated with whiplash injuries. They often originate at the base of the skull and radiate toward the forehead.
  • Dizziness: Some individuals may experience dizziness or vertigo following a whiplash injury, affecting their balance and coordination.
  • Blurred vision: Temporary blurred vision could occur as a result of nerve damage or muscle strain around your eyes caused by whiplash.
  • Fatigue: Feeling excessively tired or fatigued after an accident might indicate that your body is trying to heal itself from a whiplash injury.
  • Ringing in ears (tinnitus): Some people may experience a ringing or buzzing sound in their ears, which can be indicative of whiplash-related nerve damage.
  • Difficulty concentrating: Cognitive issues such as difficulty focusing or remembering things could also arise due to the stress and trauma caused by a car accident.

If you notice any of these symptoms following a St. Louis car accident, it’s essential to consult with an experienced whiplash injury doctor. They will help diagnose your condition and recommend appropriate treatment options tailored to your needs.

Being conscious of the signs connected to whiplash injury is critical in order to acquire suitable medical attention. Consequently, consulting with a specialist knowledgeable in whiplash can be extremely beneficial when considering what treatments may be available.

Key Takeaway: Symptoms of whiplash injuries can include neck pain and stiffness, headaches, dizziness, blurred vision, fatigue and tinnitus; so if any of these arise after a car accident it is essential to consult an experienced doctor for tailored treatment. It is critical to consult a knowledgeable whiplash injury specialist if any of the signs above are experienced after an automobile collision, in order to receive personalized care.

3. Why See a Whiplash Injury Doctor?

If you’ve been involved in a car accident, it’s crucial to see a whiplash injury doctor as soon as possible. Here are some reasons why seeking professional help is essential for your recovery:

  1. Accurate Diagnosis: A whiplash injury doctor has the expertise and experience needed to accurately diagnose your condition. They can determine the severity of your injuries and identify any underlying issues that may be contributing to your pain.
  2. Tailored Treatment Plan: Once they have diagnosed your condition, a whiplash injury doctor will create a personalized treatment plan designed specifically for you. This plan may include various therapies such as physical therapy, chiropractic care, or interventional pain management techniques like those offered at the Center for Interventional Pain Management.
  3. Faster Recovery: Seeking prompt medical attention from an experienced whiplash injury doctor can significantly speed up your recovery process. Prompt medical attention from an experienced doctor can aid in the quick return to regular activities, rather than attempting to self-manage.
  4. Pain Relief: Living with chronic neck pain caused by whiplash can negatively impact every aspect of daily life – from work productivity to personal relationships. Seeing a specialized physician ensures that you receive appropriate treatments aimed at reducing inflammation and alleviating discomfort so that you can get back on track quickly.
  5. Avoid Long-Term Complications: Left untreated or improperly managed, whiplash injuries could lead to long-term complications such as chronic headaches, neck stiffness, and even degenerative disc disease. Consulting with a whiplash injury doctor can help prevent these issues from developing by addressing the root cause of your pain early on.

In summary, seeing a whiplash injury doctor after a car accident is essential for accurate diagnosis, personalized treatment plans, faster recovery times, pain relief, and preventing long-term complications. Don’t hesitate to seek professional help if you suspect that you’ve suffered a whiplash injury – it could make all the difference in your overall well-being.

Seeing a whiplash injury doctor is important to ensure that you receive the best treatment and care for your injuries. An experienced medical practitioner can identify potential complications before they become more severe, equipped with the right expertise. Next, we will explore how to find the right whiplash injury doctor for your needs.

4. How to Find the Right Whiplash Injury Doctor

Finding the right whiplash injury doctor in St Louis is crucial for your recovery and overall well-being. A qualified and experienced professional can help you manage pain, regain mobility, and prevent long-term complications. Here are some essential tips to guide you in selecting the best whiplash injury doctor:

  1. Look for experience: Choose a doctor who specializes in treating car accident injuries, particularly whiplash. They should have extensive knowledge of neck injuries and their treatment options.
  2. Check credentials: Ensure that the doctor is board-certified or has relevant qualifications in pain management or related fields such as physiatry or orthopedics.
  3. Gather recommendations: Ask friends, family members, or colleagues if they know any reputable doctors specializing in whiplash injuries. You can also consult online reviews on platforms like Google Reviews or Healthgrades to get an idea of other patients’ experiences with specific doctors.
  4. Schedule a consultation: Before committing to a particular physician, schedule an initial consultation to discuss your symptoms and concerns openly. This will give you an opportunity to assess whether you feel comfortable with their approach toward your treatment plan.
  5. Evaluate communication style:A good rapport between patient and doctor plays a significant role in successful treatments; therefore it’s important that they listen attentively, address all questions patiently while providing clear explanations about diagnosis & treatment plans.

In addition to these factors, consider visiting clinics like the Center for Interventional Pain Management, which specialize exclusively on managing pain caused by car accidents and other injuries. Their team of experts is dedicated to providing comprehensive care tailored specifically for your needs, ensuring a speedy recovery process.

By researching and understanding the symptoms of whiplash, you can find a qualified doctor to help treat your injury. It is also important to consider the benefits that come with seeing a specialized whiplash injury doctor for treatment.

Key Takeaway: This article provides a comprehensive guide on how to find the right whiplash injury doctor in St Louis, including tips such as looking for experience and credentials, gathering recommendations, scheduling consultations and evaluating communication styles. It also recommends specialized clinics like the Center for Interventional Pain Management that offer personalized treatments to help patients manage their pain and recover quickly.

5. Benefits of Seeing a Whiplash Injury Doctor

If you’ve been involved in a car accident and are experiencing symptoms of whiplash, it’s crucial to see a whiplash injury doctor as soon as possible. A whiplash injury doctor can evaluate the degree of your harm and present viable cures that will help with recuperation. In this section, we’ll discuss some key benefits of seeing a whiplash injury doctor in St Louis.

A. Accurate Diagnosis and Personalized Treatment Plan

A specialized whiplash injury doctor has the expertise to accurately diagnose your condition and create an individualized treatment plan tailored to your specific needs. This ensures that you receive the most appropriate care for optimal healing and pain relief. A whiplash injury specialist keeps up with the most modern progressions in their area, guaranteeing that you take advantage of advanced treatments such as interventional pain management approaches for quicker recuperation.

B. Faster Recovery Time

When you work with an experienced whiplash injury doctor who understands how to treat this type of trauma effectively, chances are high that you’ll recover more quickly than if left untreated or treated by someone less knowledgeable about these injuries. Prompt diagnosis and intervention significantly reduce long-term complications associated with chronic neck pain or mobility issues.

C. Improved Quality of Life During Recovery

  • Pain Relief: A skilled whiplash injury doctor will utilize various therapies designed specifically for alleviating neck pain caused by this type of trauma.
  • Mobility Improvement: By addressing any restrictions on your range of motion, a whiplash injury doctor can help you regain your mobility and return to daily activities with less discomfort.
  • Emotional Support: The emotional toll of dealing with an accident and subsequent injuries can be overwhelming. A compassionate whiplash injury doctor will provide support throughout the recovery process, helping you cope better emotionally as well as physically.

D. Prevention of Long-Term Complications

Without proper treatment from a qualified whiplash injury doctor, this type of trauma can lead to chronic pain or other long-term complications such as degenerative disc disease or post-traumatic stress disorder (PTSD). Seeking timely care from a specialist helps minimize these risks and ensures that any potential issues are addressed early on in the healing process.

In short, seeking the expertise of a dedicated whiplash injury doctor in St Louis, like those at Center for Interventional Pain Management, is essential for ensuring optimal recovery after an accident. Their knowledge and experience will help guide you through every step of your journey back to health while providing much-needed relief from pain and discomfort along the way.

Key Takeaway: A whiplash injury doctor in St Louis can provide an accurate diagnosis and personalized treatment plan to help patients get back on their feet quicker, while also providing pain relief and emotional support. Therefore, to avoid any further issues, it is essential for those who have suffered a whiplash injury to seek professional medical assistance as soon as possible.

Frequently Asked Questions Whiplash Injury Doctor

Q: What specialist deals with whiplash injury?

A: A specialist who deals with whiplash injuries is typically a pain management physician or an orthopedic doctor. These medical professionals have expertise in diagnosing and treating musculoskeletal conditions, including neck and spine injuries caused by car accidents or other traumatic events. In some cases, you may also be referred to a physical therapist for rehabilitation exercises.

Q: Should you see a doctor after whiplash?

A: Yes, it’s important to see a doctor after experiencing whiplash symptoms as they can help diagnose the severity of your injury and develop an appropriate treatment plan. Delaying medical attention may worsen your condition and lead to chronic pain or long-term complications. Early intervention from a whiplash injury doctor can significantly improve recovery outcomes.

Conclusion

For the best results, seek out a doctor experienced in treating whiplash injuries to ensure your recovery is both speedy and successful. Entrusting your recovery to a specialist in whiplash injuries can ensure that you get back to life without pain quickly. Take action now and consult a reliable whiplash injury physician to get back on your feet as soon as possible, free of any pain or discomfort.

If you or someone you know is suffering from a whiplash injury, contact the Center for Interventional Pain Management today. Our team of experts can provide comprehensive solutions to help manage pain and improve quality of life after car accidents.

Injured in an accident? Contact Accident and Injury Experts to have your pain evaluated, or call (314) 887-5866.

In 2023 there were an estimated 6,138,359 police-reported traffic crashes in the United States. They killed 40,901 people and injured an estimated 2,442,581 more — roughly five people injured every minute, all year. The dead get counted carefully. The two and a half million injured get counted once and then argued about for the next two years.

This page is about what actually happens to a body in those few tenths of a second, and what the weeks afterward decide.

There is no universal injury threshold, and that is the whole argument

The single most useful finding in the crash-injury literature is a negative one: there is no injury tolerance that applies to everyone in a vehicle. Whether a given collision injures a given person depends on three separate stacks of variables — who the occupant is (age, height, weight, sex, bone density, and whatever medical and musculoskeletal conditions they brought with them), what was true in the seconds before impact (whether they saw it coming, how they were sitting, where the seatbelt and head restraint were, what the vehicle was), and the crash itself (direction, the vehicle’s dynamics, the safety systems that fired, and how the occupant’s body moved in response).

Two people in the same car, in the same collision, can walk away with completely different injuries. That is not a loophole. It is the physics, and it is why an adjuster’s estimate of your bumper is not a medical opinion about your neck. Why vehicle damage predicts so little about occupant injury.

What the neck does in the first fraction of a second

Injuries in a crash come from two things: blunt impact, where you strike something, and inertial loading, where nothing hits you at all and your own mass does the damage. Neck injury is usually the second kind, which is exactly why it is so often dismissed — there is no bruise to photograph.

During impact the cervical spine passes through a transient S-shaped curvature: the lower segments extend while the upper segments are still flexed, so the neck briefly holds a shape it never adopts in ordinary movement. That curvature and the injurious tissue strains that go with it have been documented in rear, frontal and side impacts alike. It happens faster than a protective muscle response, and it is over before you know the crash has started.

Nothing about that is visible on an X-ray taken the next morning. The tissue that gets strained — joint capsules, ligaments, the small stabilizing muscles — does not show up on the imaging that gets ordered to rule out a fracture.

Whether you saw it coming is a clinical detail, not small talk

Awareness of the impending collision sits in the published list of pre-crash factors that change what happens to an occupant, alongside seating position and head-restraint geometry. A braced, forewarned body loads differently from a relaxed one that was reaching for the radio.

So when the intake form asks whether you saw it coming, where you were looking, whether your head was turned, and where the headrest sat relative to the back of your skull, those are not padding. They are the variables that explain why you hurt and the driver beside you does not.

About half of people still have neck pain a year later

The Bone and Joint Decade Task Force reviewed 226 studies on the course of whiplash-associated disorders and accepted 70 on scientific merit. Its conclusion is the number every injured person deserves to be told at the start: approximately 50% of people with a whiplash-associated disorder still report neck pain one year after the injury.

What predicted the slow half was not the crash. Greater initial pain, more symptoms at the outset, and greater initial disability predicted slower recovery — and few features of the collision itself, including its direction and the type of head restraint, were prognostic at all. A later systematic review reached the same shape of answer: initial pain-related disability and injury grade track with poor outcome, while neck range of motion, joint position sense and muscle strength do not reliably predict anything.

Two things follow. The severity of your symptoms in week one carries real prognostic information, which is a reason to have them measured and written down rather than toughed out. And the search for a crash feature that proves how hurt you are is a search for something the literature says is not there. What the first days after an injury actually predict.

Where the pain is usually coming from

When neck pain from a collision does not resolve, it is not mysterious. In chronic neck pain after whiplash, the cervical facet joints — the small paired joints at the back of each spinal segment — have been identified as the pain source in roughly 54% to 60% of patients when tested properly.

“Tested properly” is doing real work in that sentence. The way you identify a facet joint as the generator is a diagnostic block: numb the small medial branch nerve that serves it and see whether the pain goes away on the anesthetic’s schedule and returns on it. A single block is wrong about 40% of the time, which is why controlled blocks — two, with different agents — are the standard before anything permanent is done. Why two blocks come before any decision about your neck.

This is the difference between a diagnosis and a guess with a needle in it. It also happens to be what makes the treatment defensible later, when someone is paid to argue it was unnecessary. What a record has to contain to survive that.

The part of the picture that is not mechanical

The Task Force found something that gets quoted selectively by both sides, so here it is whole: after the injury, psychological factors — passive coping, depressed mood, and fear of movement — predicted slower and less complete recovery.

Read carelessly, that becomes “it is in your head,” which is both wrong and the thing every injured person is braced to hear. Read correctly, it is a treatment target. Fear of movement is learned in the weeks when moving hurts, it produces guarding and deconditioning, and deconditioned tissue hurts more, which teaches more fear. That loop is treatable, and treating it is not a concession that the injury was imaginary.

The same logic applies to the biology underneath. Tissue heals in whatever metabolic state it finds itself in, and a body running high systemic inflammation, poor sleep and unmanaged blood sugar heals a strained joint capsule slowly. Sleep in particular collapses after a crash and almost nobody treats it. Why the terrain governs whether an injury settles, and the half of an injury that never gets photographed.

What the first two weeks decide

Not everything, but more than any other two weeks in the case.

  1. Be evaluated even if you feel fine. Inertial injuries commonly declare themselves the next day or the day after, and a first visit dated three weeks out is the gap the other side will use.
  2. Describe the mechanism, not just the pain. Direction of impact, where you were sitting, where you were looking, whether you were braced, where the head restraint was, whether airbags fired, whether your head struck anything.
  3. Report everything, including what feels unrelated. Sleep, concentration, mood, light sensitivity, what you have stopped doing. Those are the symptoms that carry prognostic weight and the ones patients edit out because they sound like complaining. A clear head CT does not rule out a brain injury.
  4. Keep moving within tolerance. Protective immobilization past the first days feeds the fear-avoidance loop the evidence identifies as a driver of poor recovery.
  5. Do not leave a hole in your treatment record. A gap is read as recovery whether or not that is what happened. If you have to stop, have the reason written down at the time.

What we do with all of it

Injury Experts is an interventional pain practice, so the work here is to find the structure generating the signal and treat that, rather than to manage a symptom indefinitely. That means imaging read against the examination rather than in isolation, electrodiagnostic testing when the question is nerve, diagnostic blocks when the question is which joint, and objective measurement repeated over time so that improvement is a data series instead of a memory. What that looks like for a neck injured in a collision.

And it means telling you the honest version of the prognosis at the start — including that half of people are better within the year and half are not, and that the ones who do worst are the ones whose early symptoms were dismissed by everyone including themselves.

Frequently asked questions

Can a low-speed crash really injure me?

Yes. Published crash-injury work is explicit that no single injury threshold applies to all occupants: outcome depends on your age, sex, bone density and pre-existing conditions, on how you were sitting and whether you saw it coming, and on the crash direction and vehicle systems. Damage to a bumper is not a measurement of what happened to a neck. Learn more: why vehicle damage does not predict occupant injury.

Why did my neck only start hurting the day after the crash?

Because neck injury in a collision is usually inertial rather than blunt — your own mass strains joint capsules, ligaments and small stabilizing muscles without anything striking you. That tissue swells and stiffens over the following hours, and the adrenaline of the event masks it at the scene. Learn more: how whiplash is evaluated and treated.

What are the odds this becomes long-term pain?

The Bone and Joint Decade Task Force’s best-evidence synthesis found approximately 50% of people with a whiplash-associated disorder still reporting neck pain one year after injury. Greater initial pain, more symptoms and greater initial disability predicted slower recovery; most features of the collision itself did not. Learn more: what the first days after an injury predict.

My imaging was normal. Does that mean nothing is wrong?

No. Standard imaging after a crash is ordered largely to exclude fracture and instability, and it does not show strained joint capsules, ligament injury or the small-muscle dysfunction documented after whiplash. A normal film is a ruled-out emergency, not a ruled-out injury. Learn more: the objective testing that answers that argument.

How do you find out where the pain is actually coming from?

With a diagnostic block. Cervical facet joints are the source in roughly 54% to 60% of chronic post-whiplash neck pain, and the way that is established is by numbing the medial branch nerve and observing whether the pain disappears and returns on the anesthetic’s schedule. Single blocks are wrong about 40% of the time, so controlled blocks are the standard. Learn more: why two blocks come before a fusion decision.

Does being told psychological factors matter mean my pain is not real?

No. The same evidence that identifies fear of movement, passive coping and depressed mood as predictors of slower recovery also documents the physical tissue injury. Those factors are treatment targets, not a verdict on whether you were hurt. Learn more: the consequences of injury that rarely reach the record.

Where is Injury Experts located?

Injury Experts is at 4477 Woodson Rd, Suite 202, St. Louis, MO 63134, next to Lambert International Airport, serving the St. Louis region in Missouri and Illinois. Call (314) 887-5866 or text (314) 886-5902.

Get your injury validated by science, not by an adjuster's spreadsheet

We turn subjective pain into objective, court-ready evidence — biomarkers, biomechanics and diagnostic blocks. Bring us your case before the insurer defines it for you.

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Or call (314) 887-5866 · text (314) 886-5902

Sources

  1. National Highway Traffic Safety Administration. Summary of Motor Vehicle Traffic Crashes: 2023 Data. DOT HS 813 762, October 2025. crashstats.nhtsa.dot.gov
  2. Ivancic PC. Mechanisms and mitigation of head and spinal injuries due to motor vehicle crashes. J Orthop Sports Phys Ther. 2016;46(10):826–833. doi:10.2519/jospt.2016.6716 (PMID 27594659)
  3. Carroll LJ, Holm LW, Hogg-Johnson S, et al. Course and prognostic factors for neck pain in whiplash-associated disorders (WAD): results of the Bone and Joint Decade 2000–2010 Task Force on Neck Pain and Its Associated Disorders. Spine. 2008;33(4 Suppl):S83–S92. doi:10.1097/BRS.0b013e3181643eb8 (PMID 18204405)
  4. Alalawi A, Mazaheri M, Gallina A, et al. Are measures of physical function of the neck region associated with poor prognosis following a whiplash trauma? A systematic review. Clin J Pain. 2022;38(3):208–221. doi:10.1097/AJP.0000000000001015 (PMID 34954730)
  5. Manchikanti L, Singh V, Rivera J, Pampati V. Prevalence of cervical facet joint pain in chronic neck pain. Pain Physician. 2002;5(3):243–249. (PMID 16902649)
  6. Daenen L, Nijs J, Raadsen B, et al. Cervical motor dysfunction and its predictive value for long-term recovery in patients with acute whiplash-associated disorders: a systematic review. J Rehabil Med. 2013;45(2):113–122. doi:10.2340/16501977-1091 (PMID 23307298)

Medically reviewed by Dr. Gurpreet Singh Padda, MD, MBA, MHP — Board Certified in Anesthesiology, Pain Medicine, Interventional Pain Management, Addiction Medicine, and Obesity Medicine.

This article is for general education and is not medical advice. It does not create a physician–patient relationship. Do not start, stop, or change any medication — including opioid medication — without consulting your physician.

My insurance said a procedure is investigational, but my doctor says its standard of care?

As a physician, I am frequently asked by my patient why a procedure that is considered standard medical treatment might be denied as investigational. Even more intriguing is why some private insurance companies will approve a particular procedure under one plan, and will disapprove the procedure as investigational under a different plan, although both are administered and owned by the same company.

The reality is that health care dollars are limited and insurance companies apply a cost benefit analysis to their coverage decisions, tempered against a possible public relations backlash, and the frictional hassle of dealing with the State insurance Board appeal and scrutiny. Always confer with your physicians office, and your insurance carrier. Your appeal rights are time limited, so pay close attention to any requests for information. Unless you have signed an ABN [Advanced Beneficiary Notice], you may not have to pay a bill that the insurance company denies as investigational.

Following a car accident, your nagging neck pain may not be just “soft tissue.”

Neck pain is one of the most common chronic pain conditions in modern medicine and can lead to depression, sleep disturbance, and inability to work.  Even though there may be minimal damage to your car, you can still sustain significant whiplash.  In fact, even at low speeds, occupants can experience severe whiplash, even a 5 mph collision.

The term “soft tissue” is frequently tossed around as if it is an insignificant injury; this could not be farther from reality, as even the brain, liver, and heart are soft tissue, and it doubtful you could survive long with any of these structures damaged.  Soft tissue includes

  • Muscles
  • Tendons
  • Ligaments
  • Nerves
  • Discs
  • Micro fractures
  • Facet subluxation
  • Hemorrhage or edema of the periarticular tissues (facet joints)

Correctly diagnosing the cause of neck pain is fundamental in correctly treating the symptoms and relieving the pain and improving function.

Mistakes often made by pain patients applying for private disability benefits.

  1. Blindly attending an Independent Medical Exam
  2. Failing to consult with a disability insurance lawyer
  3. Misunderstanding the definitions of “disability” and “occupation”
  4. Inadequate documentation of the claim review process
  5. Believing all mental conditions are excluded or subject to limitations
  6. Inadequate communication with a treating physician
  7. Quantifying your time
  8. Ignoring the possibility of surveillance
  9. Blindly accepting that subjectively diagnosed conditions are not covered
  10. Tossing out the disability insurance application, policy, and claims documents
  11. Assuming that you have enough evidence for your claim if your employer says you are too sick to work.
  12. Relying solely on the advice of your human resources department.
  13. Documenting your disability claim using only the forms provided by the insurance company.
  14. Accepting a psychiatric determination instead of a physical disability.
  15. Accepting a residual claim instead of total disability
  16. Not realizing the effects of social media
  17. Waiting too long to seek a diagnosis and file a claim
  18. Trusting the insurance company to be fair and do the right thing
  19. Prescription drug abuse and the effect on disability claims

Blindly attending an Independent Medical Exam

After submitting your claim, you may be asked to submit to an “independent” medical examination by someone chosen and paid for by your insurance carrier.  Before submitting to an “independent” medical exam or any other exam, you must first ensure that your carrier has a right to conduct the exam per the policy language.  For example, a psychologist, not a physician, conducts a neuropsychological exam over several days and the carrier to deny benefits often uses the subjective findings from such an exam.  If your policy requires that you submit only to “medical exams” or exams “conducted by a physician,” there is certainly an argument that you need not submit to neuropsychological testing.  Further, you may wish to be accompanied by an attorney or other legal or medical representatives who can monitor your “independent” medical exam.

Failing to consult with a disability insurance lawyer

Patients who are considering filing a claim for disability insurance benefits are advised to meet with an attorney experienced in the area before submitting a claim.  Claim departments of insurance companies have one goal:  to pay only those claims they absolutely have to pay.  And unfortunately, some companies even take that one step further by designing their claims process to elicit information from insured’s that is then misconstrued and used to close the claim.  Their friendliness is specifically designed to give you a false sense of security so you will share more information than you might otherwise, and their helpfulness is designed to get you to trust them so you won’t question the documentation they demand, all while studying you and your claim to figure out how best to reduce or close your claim as soon as possible.  Claims examiners are on the payroll of the insurance company, meaning their employer’s instructions come first and foremost.  All of the information you submit plus the additional information they’re able to obtain is examined and reviewed with their one goal in mind.

Misunderstanding the definitions of “disability” and “occupation”

There is no such thing as a “standard” disability insurance policy, and the definition of “disability” can significantly vary.

Inadequate documentation of the claim review process

When submitting a claim and speaking with their carrier, it is important to take notes to assist them in remembering what was said in the event that their claim is denied. Patients should keep notes of all telephone conversations (including the date and time of the call, and what was said) and identify the person with whom they were speaking. Every conversation with the carrier should be confirmed in a letter sent by certified mail so that there are no misunderstandings. The “paper trail” may later be used as evidence to establish unreasonable treatment during the claim administration process.

Believing all mental conditions are excluded or subject to limitations

Most disability insurance contracts differentiate between mental and physical disabilities.  More recent policies cut off benefits for psychiatric conditions after two or three years.  Insured’s often blindly accept their carrier’s decision to deny or limit benefits based on these conditions without considering numerous relevant factors, including whether there are any physical aspects to the mental condition, whether the mental condition has a biological/organic cause, or whether another, covered condition was the legal cause of the disability.

Inadequate communication with a treating physician

Insured’s should not discuss their claim or that they are considering filing for disability insurance benefits with their treatment provider until after you have had several visits.  Physicians are often reluctant to support claims for benefits if they question the patients’ motivations.  A physician who has treated you without success will likely be more willing to cooperate.  It is also important that you communicate your symptoms and limitations to your treating physician in an organized and detailed manner so that all relevant information is recorded in your medical records, which your insurer will ultimately request. When finally speaking to your treating physician about your claim, you should ensure that your treating physician understands the definition of “disability” under the terms of the insurance policy, which can often be different than the definition as that word is normally used, so that he or she can accurately opine as to your ability to work.

Quantifying your time

You should be wary of insurance companies asking you to compartmentalize in percentages what your activities you engaged in pre- and post-disability.  To the extent that there is any crossover, companies will often deny benefits or provide benefits for merely a residual disability.  It is important that you broadly describe your important duties – rather than your incidental duties – so that your carrier has a clear understanding of the thrust of your occupation.

Ignoring the possibility of surveillance

Insurers are likely to videotape or photograph patients who have filed for disability insurance benefits; the insurance company will be watching your activities. If you do things your doctor said you shouldn’t do, it might look like you are trying to cheat the insurer.

  • If the insurance company sends you an activity log to complete, that only confirms that you are being watched. Follow your doctor’s instructions carefully. Patients who engage in any activities that they claimed they could not perform and are caught on tape are likely to have their benefits denied and the contract could be terminated.
  • Also, the total value of your benefit payments plays a major role in the likelihood of surveillance.  The amount of reserves set for a claimant’s disability benefits must justify the cost of the surveillance.  The cost of each surveillance operation varies, but surveillance costs usually range from $2,000 – $5,000.  This means that relatively high-value claims are more likely to be subject to surveillance than low-value claims.
  • Anytime claimants meet with or talk to a claims examiner or field rep, they’re essentially under surveillance.  If a claims examiner asks to meet in your home, they are trained (and expected) to inspect the surroundings to see if there are any inconsistencies from the story of your claim.  Insurance companies hire experienced investigators and train them further on how to write reports to be used in disability claims.  For example, if you have a bad back and had to fire your housekeeper due to financial concerns, the investigator will make sure to note the immaculate condition of the exterior and interior of your house in his or her report, which can then become the basis of assumptions – that you must be able to clean and repair your home.  Or, if you sit for an extended period of time to talk with the field rep in spite of being in pain, the field report will include such observations that you are able to sit and work for extended periods of time despite whatever documentation was already provided.

Blindly accepting that subjectively diagnosed conditions are not covered

Disability insurers often deny benefits by insisting that the insured’s subjective symptoms do not provide objective, verifiable evidence of disability. In many cases, there is no provision or contractual requirement mandating that the insured submit objective evidence of disability. Therefore, the insured may be able to secure benefits with ample evidence bearing on the extent and severity of his or her limitations, which is far more important than providing a definitive diagnosis.

Tossing out the disability insurance application, policy, and claims documents

From the time of application forward, patients should keep copies of everything (including notes from meetings with the insurer’s sales representative or agent, the policy application and the policy itself). If the sales representative provided a letter or a verbal representation that the patient jotted down, those notes can go a long way if the insurer says that the policy says something different.

Assuming that you have enough evidence for your claim if your employer says you are too sick to work

The insurance company, not your employer, will be paying your long-term disability benefits. Assuming that your employer’s opinion regarding your ability to work is sufficient to qualify for benefits is a big mistake. The insurer will decide when you meet the legal definition of disability under the terms of the policy.

Relying solely on the advice of your human resources department

While human resources personnel might mean well when giving you advice, they are not trained in interpreting insurance policies, and they have no influence over the insurers for the most part. Taking action to obtain long-term disability benefits will be up to you.

Documenting your disability claim using only the forms provided by the insurance company

Your doctor must answer certain questions on the insurance company forms. But don’t leave it at that — you may need further explanation or information to prove your disability. Sit down with your physician and explain the terms of your disability insurance policy. Request that your doctor complete a report that fully explains how your sickness or condition is preventing you from performing the substantial and material duties of your occupation. Even if your doctor charges you for such a report, it is well worth the money.

Accepting a psychiatric determination instead of a physical disability

Most newer disability policies have a 12 or 24-month cap on benefits from mental and nervous conditions. Insurance companies are looking to reclassify claims because of this limitation. By reclassifying claims that may have started out a physical disability to a mental and nervous disability claim the insurance companies are able to reduce their liability. This issue relates to the last point: your doctor must be very specific in describing your symptoms and functional capacity. Many people try and work with chronic pain from back problems, but this pain may become unbearable and cause them to become depressed. If an insured files a disability claim in this scenario, the claim should be pursued for the back problems and chronic pain condition, which may not have a benefit limitation, in addition to the depression.

Accepting a residual claim instead of total disability

Most disability policies have clauses that differentiates between total and residual disability. Without going into too much detail in this overview, a disability claim is usually considered a total disability if the insured is unable to perform material and substantial duties. The claim is considered a residual (or partial) disability if the insured is able to perform some of their material and substantial duties. Insurance companies like to look past the required duties and jump to the income of the insured in order to back into a residual claim, when the job duties almost always guide this decision. No matter your current income level, if you cannot perform the material and substantial job duties, you are considered to be totally disabled in most policies.

Not realizing the effects of social media

Social media has become such an important factor in claim investigations and many people like to portray a “second” life on social media networks with their friends. These sites are the only places many disabled insured’s can feel normal and like a regular part of society. However, insurance companies may not look at it this way. If you are active in groups or forums that support activities that your restrictions and limitations indicate that you can’t do, the insurance company may try and use this against your claim. It’s important to remember that insurance company investigators can find everything about you on the Internet, and it’s next to impossible to completely remove something once it’s out on the Web.

Waiting too long to seek a diagnosis and file a claim

Successful people are rightfully proud of their career achievements and enjoy what they do for a living, so it makes sense that they wouldn’t want to stop working. In the long run, this decision can end up hurting a disability claim. Many policies require an insured to be under the regular care of a physician and have reduced or stopped working to qualify as the date of disability, not necessarily when the insured began to suffer from his or her restrictions and limitations. If you have been reducing your job responsibilities prior to filing a claim, your material and substantial duties at the time of disability may have been simplified and reduced, making your disability claim that much more difficult to prove. Likewise, if you’ve become disabled and don’t file your claim, there may be restrictions and deadlines that hurt your claim. It is important to seek medical care as soon as you are suffering work restrictions and limitations and to prudently decide when and how to file your disability claim.

Trusting the insurance company to be fair and do the right thing

Insurance companies will tout how quick and easy their claims process is when you are purchasing a policy from them or even when you request claim forms. But this process becomes anything but quick and easy as the claim process unfolds. Under the guise of trying to prevent fraud and maintain “integrity,” insurance companies teach their claims examiners to behave like your friend and convince you that they are on your side, when these statements are carefully scripted to gain your trust and make you slip up into saying something they can use against you and your disability claim. Claims examiners and their managers earn bonuses based on achieving certain claim ratios, so it is misleading to say they aren’t biased when their compensation depends on how many claims are paid or denied. It’s important to have an expert help you with your claim, someone you know is on your side and help you every step along the claim review process.

Prescription drug abuse and the effect on disability claims

Medications have been responsible for the improved the quality of life for many sick and disabled individuals, many of whom receive disability benefits from both the Social Security administration and private disability insurers.  Some patients may develop life-long dependencies to many of these drugs.  When claimants become addicted to the medications they’re using to control their disability or disease, their claims for disability benefits can become much more difficult and challenging, subject to multiple delays or denials.  Insurance companies often defend against disability claims involving drug dependence in two ways: asserting that the disability is only a “legal disability” or that the disability is intentionally self-inflicted.  These are both causes of disability that have been increasingly excluded from insurance coverage.  Legal disability can loosely be defined as an inability to work in an occupation due to legal or license restrictions, rather than a factual disability.

Injured in an accident? Contact Accident and Injury Experts to have your pain evaluated, or call (314) 887-5866.

Chronic pain sufferers might be required to undergo “residual functional capacity,” or “RFC,” assessment.

In an RFC assessment, disability claims examiners assess your physical and mental limitations to determine whether your disability limits you so much that you can’t work full-time. Unfortunately, the claims examiners at Disability Determination Services often give short shrift to pain. One reason for this is that a disability applicant’s complaints of pain are subjective and hard to prove. And doctors who actually treat disability applicants (the “treating physicians”) commonly do a poor job of referencing their patients’ levels of pain in their treatment notes and inferring what the resulting effects might be on the patient’s ability to engage in normal daily activities. It doesn’t help matters that Social Security medical consultants, who work in conjunction with disability examiners to make initial determinations on claims, never meet the disability claimants whose medical records they read and evaluate.

However, federal court cases have held that Social Security must evaluate the intensity, persistence, and limiting effects of your pain symptoms on your ability to do basic work activities. The following factors should be considered:

  • the location, duration, frequency, and intensity of your pain
  • how pain affects your daily activities
  • factors that precipitate and aggravate your pain
  • the type, dosage, effectiveness, and side effects of medication taken to alleviate pain
  • other treatments used to relieve symptoms, such as acupunture or physical therapy
  • other ways you relieve pain, such as lying down or applying ice.

Your doctor should include information on the above factors in his notes so that they appear in your medical record. In addition, Social Security will want to know your doctor’s opinion on the functional limitations you have that are caused by your pain and how long your chronic pain is expected to limit your ability to function.

How Functional Limitations Limit the Type of Work You Can Do

Determining how your chronic pain limits you physically can be tricky. You may be able to stand or walk for an hour without resting, but only by gritting your teeth against the pain. Or perhaps a long walk feels fine at the time, but you pay for it later with sore muscles or exhaustion. When applying, you need to be realistic about how your pain would limit you in full-time employment. If you can only stand or walk an hour at a time by ignoring a great deal of pain, you probably cannot stand or walk an hour at a time every day to do a job. (This would mean that you are limited to doing sedentary work, or even “less than sedentary” work.)

And don’t forget to write down all the things you do to relieve your pain throughout the day. Do you have to put your feet up periodically? Do you need to lie down or nap every day? Is it important that you are able to stand up and stretch your legs when whenever you want? Do you have to apply heat or cold packs throughout the day? These are physical limitations that affect your ability to work some full-time jobs, so you need to include them in your application. Remember, if you (and your doctor) don’t write it down, Social Security won’t know all the ways your pain limits you. (For more information, see our article on why your doctor needs to document your functional limitations.)

In general, pain is not something that can be established by objective testing or observation. Only you can know whether and how much it hurts. For this reason, your credibility is very important to establish disability based on chronic pain. This is why it’s important not to exaggerate your symptoms. However, if Social Security denies you benefits because it doesn’t believe your symptoms are as bad as you say they are, the agency must have clear and convincing reasons to reject the claims in your application or your testimony.

How Activities of Daily Living Affect Your Credibility

The most important thing that Social Security considers to evaluate your credibility is your activities of daily living (ADLs). In the application process, you will provide information about what you are able to do despite your disability. For example, are you able to cook, clean, do yard work, shop, and care for children? Social Security may also send you an ADL questionnaire to fill out or make an ADL call to your friends and relatives to ask whether you can do certain activities.

Be sure to consider how your chronic pain makes everyday life difficult. For example, you may be able to do the same household chores you always did, but perhaps they take three times as long because you have to stop and rest so much. When you go shopping, do you have to have someone come along to carry the bags? What about your social life – do you still go out to see friends, or has it been months since you left your house except to see the doctor? It is important to be honest with yourself about how limited your life has become. If your activities of daily living appear normal, Social Security will find it hard to believe that your chronic pain is disabling.

How Medical Treatment Affects Your Credibility

Receiving continuous medical treatment is also very important to establish your credibility. Social Security will doubt that you have really been in severe pain if you have not sought treatment for your pain on an ongoing and continuous basis. Treatment may include non-medical or non-traditional methods such as acupuncture, massage, physical therapy, exercise, yoga, meditation, and herbal supplements. Be sure to document everything you do to relieve your pain in your application for disability benefits. If you haven’t been able to afford to see a doctor, see our article on applying for disability without regular doctor visits.

How the Mental Effects of Chronic Pain Limit Your Ability to Work

Don’t forget to consider the mental and emotional effects of chronic pain. Including information about how your pain affects your mental capabilities may be very important to establish disability through the RFC assessment. (If Social Security finds that the physical effects of your pain limit you to sedentary work, there will still be plenty of jobs you can do unless you can show that you don’t have the mental capacity for sedentary work.)

Mental effects of chronic pain often include difficulties with concentration and memory. It can be hard to learn and retain new information when you are distracted by pain. Chronic pain may also make you impatient and irritable, making it difficult to get along with supervisors and coworkers. Because chronic pain can be very difficult to live with, the emotional effects of your pain should also be considered. Living with chronic pain may cause depression and anxiety. Psychological stress may cause increased pain. If your medical providers have ever suggested that you seek therapy or a psychological evaluation, be sure to follow up. Include any diagnoses or treatment for mental illness in your disability application.

How Social Security Uses the RFC Assessment to Determine Disability

After doing a physical and mental RFC assessment on you, Social Security applies a formula that includes your age, education, and job skills to determine whether you qualify for disability. For more information, see our section about how Social Security uses your RFC to determine disability.

Questions about social security disability.

 

Many of our patient’s have suffered significant injuries which lead to chronic pain, which may preclude them from gainful employment, and I am often asked questions regarding the process of applying for disability.  This blog is intended to provide general guidance, but should not be considered legal or medical advice.

Chronic pain affects an estimated 116 million American adults—more than the total affected by heart disease, cancer and diabetes combined, according to a recent Institute of Medicine report.  Disability is more common than many people realize. According to the Social Security Administration, a 20-year-old worker has a three in 10 chance of becoming disabled before reaching retirement age.

SSDI is a payroll tax-funded, federal insurance program established in 1954.  It provides a monthly benefit for people who have worked in the past, paid Social Security taxes and are unable to work for a year or more because of their disability.

Applying for Social Security disability benefits can be difficult, due to how long a claim may take and the high chance of being denied, and many patient’s are improperly denied disability, because of documentation errors.

It is also my personal opinion that some individuals are granted SSDI inappropriately, and are in fact quite capable of gainful employment. Disability insurance takes too many workers out of the job market prematurely, reducing their lifetime income and slows American economic growth.  Keep in mind that disability insurance payments, which account for almost $1 out of every $5 spent by Social Security, are growing about 5.6 percent a year after inflation in the last two decades, compared with just 2.2 percent for other Social Security spending.  The government made $128.9 billion in insurance payments to 10.6 million disabled workers and their family members in 2011, 25 percent more than it received from payroll taxes.

There are five significant steps in determining if a patient with chronic pain qualifies for SSDI:

 

Step 1.  Is the individual presently “working (engaging in substantial gainful activity)” according to the SSA definition. Earning more than $1,010 a month as an employee is enough to be disqualified from receiving Social Security disability benefits.

Step 2.  Conclude the chronic pain disability must be severe enough to significantly limit one’s ability to perform basic work activities needed to do most jobs. For example:

  • Walking, standing, sitting, lifting, pushing, pulling, reaching, carrying or handling
  • Seeing, hearing and speaking
  • Understanding/carrying out and remembering simple instructions
  • Responding appropriately to supervision, co-workers and usual work situations
  • Dealing with changes in a routine work setting

Step 3.  The Social Security Administration is required to consider pain and the limitations imposed by pain in the adjudication of a disability claim. However, before pain may be considered, a medically determinable severe impairment must be established by medically acceptable clinical and laboratory diagnostic techniques.

Because chronic pain is not a directly listed impairment in Social Security’s blue book, another medically determinable severe impairment must be established first, (which are related to chronic pain), examples include:

  • inflammatory arthritis
  • neurological disorders
  • somatoform disorders
  • back injury
  • chronic renal disease
  • inflammatory bowel disease

Once a medically determinable severe impairment is established, then the established impairment must reasonably be expected to produce the pain.

The Social Security Administration is required to evaluate the intensity, persistence and functionally limiting effects of the pain, i.e., how does the pain affect the individual’s ability to do basic work activities. Because symptoms, such as pain, sometime suggest a greater severity of impairment than can be shown by objective medical evidence alone, the adjudicator is required to carefully consider the individual’s statements about his/her pain with the rest of the relevant evidence in the case record. An individual’s statement about the intensity and persistence of pain or about the effect the pain has on his/her ability to work may not be disregarded solely because they are not substantiated by objective medical evidence.

The following factors are to be considered by the Social Security Administration in the assessment of pain:

The individual’s daily activities:

  • The location, duration, frequency and intensity of the individual’s pain (or other symptoms)
  • Factors that precipitate and aggravate the symptoms
  • The type, dosage, effectiveness and side effects of any medication the individual takes or has taken to alleviate pain (or other symptoms)
  • Treatment, other than medication, the individual receives or has received for relief of pain (or other symptoms)
  • Any measures, other than treatment, the individual uses or has used to relieve pain (or other symptoms) (e.g., lying flat on his/her back, standing for 15 to 20 minutes every hour or sleeping on a board)
  • Any other factors concerning the individual’s functional limitations and restrictions due to pain (or other symptoms)

Pain, if present, is a symptom that must be addressed in the adjudication of all disability claims.

Step 4.  The ability of an individual to perform work they have done in the past despite their chronic pain is next evaluated. If the SSA finds that a person can do his past work, benefits are denied. If the person cannot, then the process proceeds to the fifth and final step.

Step 5.  Review age, education, work experience and physical/mental condition to determine what other work, if any, the person can perform. To determine chronic pain disability, the SSA enlists medical-vocational rules, which vary according to age.

Other key elements include:

Additionally, quality for Social Security disability benefits, you must have worked for:

  • 1.5 years if you are younger than age 28
  • 4 years if you are age 38
  • 6.5 years if you are age 48
  • 9 years if you are age 58
  • 9.5 years if you are age 60

Social Security pays disability benefits if your doctor expects your medical condition to last at least one year, or if your condition is terminal, as with some cancers. If your condition might not last a full year, you can look into other programs for short-term help, such as workers’ compensation or your own disability insurance. The time period that a person is eligible for benefits differs among various types of policies; it can range from a few months to a lifetime.